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Frequently Asked Questions
Can I get health coverage outside of open enrollment?
Outside Open Enrollment, you can only get health insurance 2 ways: With a Special Enrollment Period. You can qualify if you’ve had certain life events, like losing job-based coverage, or having a baby
What is the cost of ACA Health insurance?
So, how much will an Affordable Care Act health insurance plan cost? The monthly premium of an Affordable Care Act plan (Obamacare), for an individual or family, depends on several factors. Some of these factors include: Where in the U.S. you reside. The ages of you and your family members who apply. Which plan you decide upon. If you are eligible to receive a subsidy.
If you are a U.S. citizen, you likely qualify for health plan coverage through the Affordable Care Act. For more information, give us a call.
Can I qualify for an Affordable Care Act (Obamacare) health insurance plan if I have a medical condition?
Your medical status is not a factor when applying for an Affordable Care Act plan.
How can I find out if I qualify for an Affordable Care Act (Obamacare) health insurance plan?
If you are a U.S. citizen under 65 years of age, you are very likely to qualify for an Affordable Care Act (Obamacare) health insurance plan. Any issues of qualification usually have to do with when you apply. This is why it is important to apply as soon as possible.
How can I tell which health insurance plan is best?
Our licensed health insurance agents will be happy to help you find the right plan for your needs. We service the Houston, Humble and Atascocita regions.
How can I find a doctor in my network?
Most insurance companies have a directory of covered providers on their website. You can also contact customer service for assistance in finding a network doctor.
What should I do if I have a claim dispute?
Start by contacting your insurance company’s customer service. If the issue is not resolved, you can file an appeal following the instructions in your plan’s documentation.
What is a premium?
A premium is the amount you pay for your health insurance every month. It does not include other costs like deductibles, copayments, or coinsurance.
Where can I get Medicare supplement insurance assistance near me?
Our office provides expert assistance with Medicare Supplement and Medicare Advantage plans.
Where can I get health insurance near me?
Our licensed health insurance agents will be happy to help you find the right plan for your needs.
Can you help me sign up for a 2025 ACA health insurance plan?
We can instantly provide you with rates and benefit details for all of the 2025Affordable Care Act (Obamacare) Health insurance plans. We can also help you choose and apply for the ACA plan that best suits your needs and budget. Please give us a call: (936) 525-0721
How long does it take to sign up for health insurance?
Once you have your documents in order, it usually takes 20 minutes to an hour to enroll in health insurance.
Can I get health insurance if I'm unemployed?
Yes, unemployed individuals can apply for coverage through the Health Insurance Marketplace, Medicaid, or COBRA if they qualify.
How do I know if I qualify for government subsidies?
Subsidies are available based on income and family size. You can check eligibility through the Health Insurance Marketplace during the enrollment process.
