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Insurance provides more than just coverage; it safeguards your family's well-being and ensures their future security. Explore affordable options today and secure peace of mind for tomorrow.
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About Me
Gabrota Insurance Agency offers affordable health and life insurance solutions to individuals, families, Medicare-eligible people, and the self-employed in Houston, TX, and surrounding areas. Our professional team prides itself on providing top-notch expertise and personal service. We balance cost and benefits to help you choose the right plan and partner with top insurance carriers to ensure high-quality coverage at affordable rates. Our services are essential for consumers seeking well-informed insurance decisions.
Lower Rates: Enjoy competitive pricing with plans designed to fit your budget.
Personalized Service: Receive individualized attention and customized insurance solutions.
Expert Guidance: Benefit from the expertise of seasoned professionals who understand your needs.
Top Carriers: Access to a range of plans from leading insurance providers.
We offer...
Health Insurance
Whether an Individual or a Family, we have a variety of plans to choose from based on your specific needs.
Medicare Insurance
If you are 64 turning 65, ask us which Medicare plan is right for you!
Supplemental Insurance
Our plans help cover out-of-pocket costs for heart attack, cancer, stroke, and other diseases.
Dental Coverage
Cover the cost of exams, cleanings and x-rays and more with Dental Coverage!
Vision Coverage
Cover the cost of an annual eye exam and prescription eyeglasses and/or contact lenses with Vision Coverage.
Life & Final Expense
Provide financial protection to your loved ones in the event of your untimely death.
FIND THE RIGHT INSURANCE
Explore tailored insurance options that meet your unique needs and provide the protection you deserve.
Insurance to secure
your future
Comprehensive insurance solutions designed to safeguard your future, offering lasting peace of mind and financial protection for you and your loved ones at every stage of life.
Client Testimonial
What Our Clients Are Saying.
Carol and James
I have had the great pleasure of working with Ricky for myself and my husbands insurance needs for the past two years. He is extremely knowledgeable, kind sincere and always went over and above to ensure we were happy and well taken care of. He made sure we understood the benefits we had on the plans we chose. He traveled a good distance to meet with us with out concern. The person to person customer service we received was very reassuring. He has made us so confident and happy with our choices. We will be customers for life ! Thank You Sincerely Ricky! You are an outstanding agent and we could not be happier with your services!
Gloria and Joseph
My husband and I met Ricky about 2 weeks ago at a Medicare dinner. As the other people who came to the meeting we had several questions. And it seemed we had all heard some version of what and how Medicare works. Ricky listened and proceeded to answer each of us. Where in the end we were a group about to turn or had turned, (like myself) 65. All his answer's helped explain and clarify what we had heard and what we knew Which was fantastic. Ricky did not waste any time in meeting with me, and on our schedule as well as his own. But we finished going over everything we needed to know and he helped get me get where I needed to be in The Medicare process. We very much appreciate you, Ricky and all you assistance. He is our Medicare agent now!
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Frequently Asked Questions
Can I get health coverage outside of open enrollment?
Outside Open Enrollment, you can only get health insurance 2 ways: With a Special Enrollment Period. You can qualify if you’ve had certain life events, like losing job-based coverage, or having a baby
What is the cost of ACA Health insurance?
So, how much will an Affordable Care Act health insurance plan cost? The monthly premium of an Affordable Care Act plan (Obamacare), for an individual or family, depends on several factors. Some of these factors include: Where in the U.S. you reside. The ages of you and your family members who apply. Which plan you decide upon. If you are eligible to receive a subsidy.
If you are a U.S. citizen, you likely qualify for health plan coverage through the Affordable Care Act. For more information, give us a call.
Can I qualify for an Affordable Care Act (Obamacare) health insurance plan if I have a medical condition?
Your medical status is not a factor when applying for an Affordable Care Act plan.
How can I find out if I qualify for an Affordable Care Act (Obamacare) health insurance plan?
If you are a U.S. citizen under 65 years of age, you are very likely to qualify for an Affordable Care Act (Obamacare) health insurance plan. Any issues of qualification usually have to do with when you apply. This is why it is important to apply as soon as possible.
How can I tell which health insurance plan is best?
Our licensed health insurance agents will be happy to help you find the right plan for your needs. We service the Houston, Humble and Atascocita regions.
How can I find a doctor in my network?
Most insurance companies have a directory of covered providers on their website. You can also contact customer service for assistance in finding a network doctor.
What should I do if I have a claim dispute?
Start by contacting your insurance company’s customer service. If the issue is not resolved, you can file an appeal following the instructions in your plan’s documentation.
What is a premium?
A premium is the amount you pay for your health insurance every month. It does not include other costs like deductibles, copayments, or coinsurance.
Where can I get Medicare supplement insurance assistance near me?
Our office provides expert assistance with Medicare Supplement and Medicare Advantage plans.
Where can I get health insurance near me?
Our licensed health insurance agents will be happy to help you find the right plan for your needs.
Can you help me sign up for a 2025 ACA health insurance plan?
We can instantly provide you with rates and benefit details for all of the 2025Affordable Care Act (Obamacare) Health insurance plans. We can also help you choose and apply for the ACA plan that best suits your needs and budget. Please give us a call: (936) 525-0721
How long does it take to sign up for health insurance?
Once you have your documents in order, it usually takes 20 minutes to an hour to enroll in health insurance.
Can I get health insurance if I'm unemployed?
Yes, unemployed individuals can apply for coverage through the Health Insurance Marketplace, Medicaid, or COBRA if they qualify.
How do I know if I qualify for government subsidies?
Subsidies are available based on income and family size. You can check eligibility through the Health Insurance Marketplace during the enrollment process.